How can your small business prepare for tax time?

16 May

With 2024 now well underway, tax season is just around the corner. While getting ready to close off the books and lodge the annual return isn’t something many small business owners look forward to, there’s a lot you can do to make it more...[Read More]

Five ways to keep your business insurance costs down in 2024

16 May

With costs rising across the board, maintaining margins and profitability is a challenge for Australia’s two million-odd small business owners.  Finding ways to cut costs is vital for many. But some expenses are essential, and insurance is one of...[Read More]

Underwriting explained: What role does an insurance underwriter play?

9 May

If you have a business, chances are you have insurance cover.  Depending on the nature of your enterprise, you may hold property, workers’ compensation, public liability, professional indemnity, business interruption and cyber policies. Then...[Read More]

Guide to setting up a small business

9 May

Starting a small business is an exciting adventure that requires careful planning and organisation. There are several essential steps to take, from registering for an Australian Business Number (ABN) to setting up financial systems and securing...[Read More]

Our client has recently had a claim worth $1.3m approved for a stroke in Nov ’18. Don’t underestimate your insurance policies!

2 May

John's journey is a testament to the transformative potential of understanding and maximizing insurance benefits. A dedicated plumber, John had diligently paid premiums on his trauma insurance policy for over a decade, never fully comprehending its...[Read More]

Steps to building an emergency fund & why do you need one

25 April

Life is unpredictable, and financial surprises can arise when you least expect them. This is where an emergency fund comes in. This financial safety net is designed to cover unexpected expenses, like car repairs or medical bills, or provide support...[Read More]

Five key business trends for small business’ success in 2024

2 May

As Australia grapples with inflation and rising interest rates, the economic forecast for the next year appears subdued. With the Reserve Bank projecting a mere 1.75% GDP growth by June 2024, small businesses are facing increased pressure to...[Read More]

How to protect yourself and your business from cyber identity theft

2 May

The possibility of having cyber criminals make your personal details public is worrying enough, but did you know that criminals can also use this information to damage your business? “When a company’s security is compromised criminals often put...[Read More]

What is product liability insurance?

25 April

Product liability insurance is part of public liability insurance. It helps protect businesses that manufacture, sell and import products that are bought and used by the public. This cover provides protection when someone claims to have suffered...[Read More]

How to protect your business from an economic downturn

25 April

In today’s climate of uncertainty, small businesses are facing a number of challenges. Along with higher interest rates, cyber threats and new technologies such as artificial intelligence, there’s the looming risk of recession. Vincent Nair,...[Read More]

Fortifying the Frontlines: 10 Cybersecurity Strategies for Small Businesses in the Digital Age

18 April

Integrating cybersecurity into the fabric of small business operations requires both strategic planning and practical measures.    Here are the top 10 tips to fortify small businesses against cyber threats, underscoring the necessity for...[Read More]

Ways to ensure your small business is well insured in 2024

18 April

Insurance is essential for every Australian business. Designed to help you recover following an accident or incident, it’s can arguably be one of your most important investments.   But it can also represent a significant expense. That’s why it...[Read More]

Business interruption insurance

11 April

A crucial though sometimes overlooked safeguard, business interruption insurance provides financial protection for companies facing unexpected disruptions.   But who exactly is it for? The short answer: any business that wants to ensure continuity...[Read More]

A guide to hiring your first employee

11 April

So your business is getting so busy that you need a helping hand? Great stuff. Here’s a guide to hiring your first employee. Congratulations – hiring your first employee is a mammoth step in the journey of any business. It’s also a risky...[Read More]

Incredible milestone: Our client’s $1 million claim is in progress

4 April

As a financial advisor, I've had the privilege of witnessing first-hand the transformative power of understanding and maximizing insurance benefits in the lives of my clients. Take John, for example, a 45-year-old plumber who has been with us for...[Read More]